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Best Affirms 'A++' Ratings of Tokio Marine & Nichido Fire Insurance (Insurance Journal)
Fri, 27 Apr 2007 10:20:09 GMT
A.M. Best Co. has affirmed the financial strength rating of "A++" (Superior) and the issuer credit rating of "aa+" of Japan's Tokio Marine & Nichido Fire Insurance Company Limited (TMNF), with a stabl
Cyclists offered insurance warning - QCK
Fri, 27 Apr 2007 09:41:04 GMT
 ITN | Cyclists offered insurance warning QCK, UK - Halifax Home Insurance suggests that fans of two-wheeled transport should make investments in high-security locks, following a study which reveals one bike ... Bike thieves cash in as Britain gets lean and green Bicycle stolen every 71 seconds Bike theft leaves industry facing uphill struggle |
NY, Northeast Small Businesses Face Need for Disaster Insurance - Insurance Journal
Fri, 27 Apr 2007 05:07:40 GMT
| NY, Northeast Small Businesses Face Need for Disaster Insurance Insurance Journal, CA - Those who had flood insurance can recoup some of their losses, but those who never purchased such coverage are now dealing with the fact that a disaster ... American SMEs finding health insurance too expensive NAIC's Launches Campaign For Small Businesses NAIC Launches Insure U for Small Business |
Best Affirms 'A++' Ratings of Tokio Marine & Nichido Fire Insurance - Insurance Journal
Fri, 27 Apr 2007 10:08:59 GMT
| Best Affirms 'A++' Ratings of Tokio Marine & Nichido Fire Insurance Insurance Journal, CA - TMNF is the market leader in the Japanese non-life insurance industry with dominant market share of approximately 25 percent as of fiscal year 2005. ... |
Today�s Article on Insurance
Cash For Life Insurance Settlements
Life insurance is a popular policy investment sold by various insurance companies. In order to safeguard personal interests and those of the family, a large number of people opt to purchase a life insurance. In due course of time, if a policyholder is diagnosed with a terminal illness, the insurance company is legally bound to recompense the person. In case of an incurable ailment, policyholders need to spend on expensive medical treatment, to ensure comfort for the remaining years of their life. These medical expenses can be huge and policyholders may choose to cash in, on their life insurance. This is termed as a 'viatical' settlement and a number of investors are willing to pay for them.
In this agreement, a terminally ill policyholder sells his life insurance at a discounted rate. This settlement provides ready cash and is a legal exchange. People opt for such settlements as they eliminate the risk of handing over personal assets for cash. In such an exchange, policyholders need to name the investors as beneficiaries in case of death. They cash in on such investments, when the person dies. The investors are only concerned with their profitability or return on investments and this depends upon the life expectancy of the policyholder.
The rate of return is unpredictable and in case of longer life expectancy, returns are lower. A number of people choose cash for life insurance settlements. This is logical, as risking other assets for cash jeopardizes the situation of the surviving family members. The need for cash is optimum when diagnosed with a terminal illness. Money is needed for treatment that can help slow or partially control the spread of the disease. Investors examine medical records, diagnosis and prognosis to confirm the seriousness of the illness before providing cash for life insurance settlements.
Cash For Structured Settlements provides detailed information on Cash For Structured Settlements, Cash For Structured Settlement Payments, Structured Settlement Brokers, Sell Structured Settlements and more. Cash For Structured Settlements is affiliated with Sell Structured Settlement Payments. |
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